When house shopping home buyers can usually come up with at least one thing they would change or renovate in a home. Many home buyers will buy a home and plan to do the renovations down the road. But what if they had the option through a mortgage broker to borrow the money with their mortgage and do the renovations right after they move in! This is actually an option. It is called the purchase plus improvements program. How it works is the lender will lend the mortgage amount based on the Improved value that the home would be worth AFTER the renovations are completed. For example if…