Glossary of Mortgage Terms

When getting a new Mortgage a lot of information is being passed to you. We have compiled a list of Mortgage terminology that may help you better understand what you are signing up for! Agreement of Purchase and Sale – A legal agreement that offers a certain price for a home. The offer may be firm (no conditions attached), or conditional (certain conditions must be fulfilled before the deal can be closed). Amortization Period – The time over which all regular payments would pay off the mortgage. Appraisal – The process of determining the value of property, usually for lending purposes. This value may or may not be the same as…

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Hospital Crafts for Kids: crafts for hospital patients

Seeing a doctor could be a scary experience for small children, but hospital inspired crafts will make routine appointments less scary for your kids with stethoscope reviews. Inexpensive and simple routines can help inspire your children by educating them by what they could expect in their next check-up. This craft really helps children to spot and realize the different characteristics of common medical tools and supplies. To help make the case, fold an item of black, brown or white building paper in half the quick way. Cutout handles that are proportionate to the paper bag and sometimes stick or tape them in position. Addition or recording the sides of…

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